Youth Accounts
Student Certificate Special
Get up to
4.02% APY*
13 Month Term | $250 Minimum
April is Credit Union Youth Month
Empower your children to save for the future! Open a youth account in April and we’ll match the first $5 in deposits.** Kids who open an account and youth members who visit a branch during Youth Month will also get a free piggy bank or pin set.***
Helping your children learn to save puts them on a path to a more secure financial future. Visit a branch to open an account for your child today!
Pop-up Learning Fun
Teach your kids about money this month with our short, fun online pop-up classes. We’ll explore important topics that will help your children on their financial journey.
Scroll down for a list of classes and reserve your spot today!
There’s more to explore: Check out our free online Financial Training Ground for more great educational content.
Youth Month Pop-Up Classes
Explore our topics this month and save your spot for these free, no sales-pitch educational classes!
Checking & Savings
Youth checking and savings are the foundational accounts we offer to help kids build a strong financial future.
Student Share Certificate
A certificate at a special rate just for kids that will help them see how their money can grow in a term share account.
Money Management
Your child will have access to a powerful suite of online tools to help them learn the value of saving and wise spending.
The Pre-School Years
Take the first step by opening a savings account or certificate. Monetary gifts from loved ones can be deposited to help start their savings journey off right.
- Explorer Savings
- Youth Certificate
During Elementary School
This is a great time to help your child establish savings goals! Visit a branch and show them how to deposit their allowance into their savings account.
- Explorer Savings
- Youth Certificate
Your Middle Schoolers
Set your kid up with online access so they can track their goals on their own. Our app comes equipped with features that make saving fun and easy.
- Money Management Tools
- Youth Certificate
- Explorer Savings
- Youth Checking
The High School Years
Once they’re 15 they’ll be eligible for a debit card! By this time they’ll be ready to make their own purchases and put their money skills to the test.
- Money Management Tools
- Youth Certificate
- Explorer Savings
- Youth Checking
Financial Training Ground
Talking to your kids about money can be difficult. We help make it easy and fun with a number of free online financial learning resources.
They can learn about checking and savings basics, early budgeting fundamentals and money management skills.
Find your nearest branch or ATM
We’re part of the CO-OP ATM network! That means with us you’ll gain access to over 30,000 ATM locations nationwide. That’s more than most banks!
Wherever you roam, Horizon’s along for the ride.
*APY = Annual Percentage Yield. Insured by NCUA. Minimum balance of $250 for 12 months. Early withdrawal penalties apply. Membership fee and restrictions may apply. **Deposit match applies to first $5 only for new youth accounts (ages 0-18) opened during the month of April 2024. Offer expires 04/30/2024. ***While supplies last.
The rates and terms shown are effective as of March 25, 2024. View the Common Fees disclosure here.
Rates subject to change. For the most current rates available contact us at 800.852.5316.
