The Credit Union Difference

There are so many financial institutions out there. How do you choose the right one?

Credit unions offer a unique banking experience that stands out for many reasons. Let’s dive into why banking with a credit union, like Horizon, is a beneficial and rewarding choice.

Member Ownership

At Horizon and many other credit unions, membership isn’t just a status. It’s an invitation to ownership. When you join us you become a part owner of the credit union. This means you have a say in how we operate and grow. All members have voting rights, and you can help shape the future of our services and community involvement. In other words, your voice matters!

Profit for the People

One of the standout features of credit unions is their approach to earnings. Unlike traditional banks that distribute profits to shareholders, credit unions distribute earnings back their members. This means you can enjoy competitive savings rates and great interest rates on loans. It’s a financial model that truly puts you first.

Community Focused

Credit unions are deeply rooted in the communities they serve. When you make deposits at Horizon, you’re not just banking: you’re making a positive impact locally. Your money helps fund home loans for families, assists young people in purchasing their first cars and supports small businesses looking to expand. It’s a win-win — your finances contribute to the growth and well-being of your community.

Personalized Customer Service

The local and community-focused nature of credit unions makes it possible to provide exceptional customer service tailored to a members needs. At Horizon, our skilled and friendly staff are dedicated to guiding you on your financial journey, whether you prefer in-person consultations at a local branch or convenient online services. We understand that each member has unique dreams. We’re here to help you achieve them with personalized advice and support.

Join the Movement

Choosing a credit union means more than just a place to bank. It’s about joining a community that values its members. Member ownership, profit sharing, community focus and personalized service all make Horizon Credit Union truly stand apart. If you’re not already a member, consider making the switch today! Join us in making a difference for yourself and your community.

Want to learn more? Call us at 800.852.5316 stop by a local branch to discover all the ways Horizon can support your financial goals!