The Credit Union Difference

Home » About Us » Credit Union Difference
Back
Dean in front of a Horizon branch

Member Owned – You Are What We’re All About

Membership is kind of a big deal here. Membership at a credit union means ownership. That’s right. When you become a member, you’re a part owner. You even have voting rights and the power to shape HZCU’s future.

Additional Benefits

Horizon offers several other benefits as part of your credit union experience. Check them out to learn more.

Credit Unions Share Earnings

A credit union’s earnings are paid back to members in the form of competitive savings rates and lower interest rates, unlike a bank that only shares profits with shareholders and investors.

Credit Unions are Community Focused

Credit unions serve the needs of members and the local community. When you make deposits at HZCU, your money stays in the community and can help a family get a home loan, a teen to get her first car loan or local small business owner expand their business.

Personalized Customer Service

Our skilled and friendly staff is dedicated to guiding you on your financial journey and helping you achieve your dreams. You can always get the tailored advice and service you need in person at a local branch or online through our top-notch digital services.

It's a Money Thing Video Thumbnails

Free Financial Education

Financial Training Ground is Horizon’s top online educational resource. Whether you’re a student, a young professional or even a recent retiree you’ll find video learning, interactive guides and the GreenPath Financial Wellness program – all completely free.

Experience the Difference Membership Makes

Call us at 800.852.5316 or drop by at any HZCU location. We’ll talk your ear off about all the wonderful reasons to join Horizon Credit Union.

Picture of a Horizon employee

Find your nearest branch or ATM

We’re part of the CO-OP ATM network! That means with us you’ll gain access to over 30,000 ATM locations nationwide. That’s more than most banks!
Wherever you roam, Horizon’s along for the ride.