Auto Loans 

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Auto Loans
Rates as low as

5.99% APR*

New and Used Cars and Trucks

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A Car Loan That Puts You in the Driver’s Seat

If you’re searching for an auto loan with low rates and flexible terms, you’ve landed in the right spot!

At Horizon Credit Union, we’re well known for offering competitive auto loan rates and comfortable terms. We’ll get you out on the open road to your next adventure in no time.

Your Dream Car is Within Reach with Our Low Rates and Flexible Terms! 

You’ll not only find an auto loan that perfectly fits your needs, but also the kind of personalized service and other benefits that only Horizon Credit Union can offer. 

New & Used Auto Loans

With flexible terms and a low-interest rate, our auto loans put you in the driver’s seat. As a member of Horizon Credit Union, you can also take advantage of speedy pre-approval and have monthly payments that fit your budget.  

Don’t worry if your credit is less than perfect or you have little to no credit history. We’ll help you through the process. 

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Auto Loan Calculator

Estimate your monthly payment with Horizon’s online car loan payment calculator.

Enter the purchase price, monthly payment, down payment amount, term and interest rate. You’ll be able to instantly see what to expect for monthly payments.  

car payment calculator
Picture of a wallet and money

Vehicle Refinance

Did you know that you can refinance an auto loan with Horizon Credit Union? 

If you already have your dream car, but purchased it at a higher rate, refinancing can be a great way to shorten your term or lower your monthly payments. Learn more about how you can drive away with more money in your pocket.  

Refinance online

Already at the Auto Dealership?

If you’re close to purchasing your next car, no problem!

Our quick approvals will get you the funds you need fast. Once you have agreed on a price, we will take it from there.   

Looking for Another Way to Travel?

We have loans for RVs, boats, motorcycles, ATVs, snowmobiles and more.

Apply conveniently through our vehicle loan portal and select the loan type. 

Learn more
*OAC. APR = Annual percentage rate. New Money Only. Not applicable on internal refinances. Rate shown applies to 2015 or newer model year vehicles or vehicles valued at $10,000 or greater. Loan rates are available on approved credit. Loan rates are subject to change without notice. Rates displayed are the lowest available to qualified borrowers. Your rate may be higher and will be determined by loan type, applicable fees, the terms you request, the amount you finance and your credit history. Rates subject to change without notice. Rate displayed is the lowest available to qualified borrowers; your rate may be higher and will be determined by the loan type, model year, term, amount you finance and your credit history. Membership fee and restrictions may apply.


The rates and terms shown are effective as of October 23, 2024.  View the Common Fees disclosure here.
Rates subject to change. For the most current rates available contact us at 800.852.5316.