Visa® Credit Card Benefits
Discover the Perks You Get with Horizon’s Visa® Credit Cards
Horizon’s line of Visa® Credit Cards are durable, customizable and – when paired with online banking – make managing your money simple and easy. You have the option to go Classic or earn points for rewards with our Visa® Platinum Points Card!
When you get a Horizon credit card, you also get next-level money management and account security!
So if you’re ready for a card that does more, apply for a Horizon Visa® credit card today!
Platinum Points
Earn points effortlessly and redeem for premium rewards. Choose from deluxe travel benefits, exclusive online shopping discounts and easy cash back. Plus, enjoy all the privileges of our Platinum cards.
Platinum
Special protections, insurance and waivers for peace of mind at home and abroad. Plus, enjoy all the benefits of our Classic cards.
Classic
Your trusty pocket companion, free from annual fees, equipped with card controls and ready for adventure.
Cardholder Benefits
| Platinum Points | Platinum | Classic | |
|---|---|---|---|
| Free Online Banking Access your account online! Check your credit card balance, make transfers to your credit card and view your transaction history on your desktop or mobile device. Learn more about online and mobile banking | Yes | Yes | Yes |
| Earn Points to Redeem Rewards Earn points on every dollar you spend. Redeem points for cash back, travel, electronics and more! Learn more about Platinum Points | Yes | No | No |
| Guard Your Card Better online security is already in your hands! Turn your card off / on, receive instant purchase alerts and limit card usage from your mobile device. Learn more about Guard Your Card | Yes | Yes | Yes |
| Travel / Emergency Assistance Wherever you travel, you’ll get access to 24-hour assistance should you lose your ticket or luggage, need a medical or legal referral or other emergency assistance. Click here to learn about our Travel and Emergency Assistance benefits | Yes | Yes | No |
| Hotel Theft Protection You’re covered in case of theft or if something is stolen from your hotel room. Click here to about Hotel Theft Protection | Yes | Yes | No |
| Purchase Security Get replacement, repair and reimbursement perks on items you purchase using your card. Learn more about Purchase Security | Yes | Yes | No |
| Travel Accident Insurance Use your card for travel for added peace of mind while you travel. Learn more about Travel Accident Insurance | Yes | Yes | No |
| Extended Warranty Protection Use your card to get extra assistance and extensions on your product warranties. Learn more about Extended Warranty Protection | Yes | Yes | No |
Certain restrictions, limitations and exclusions apply and benefit configuration may vary. Please contact us for terms and conditions and to confirm specific coverage levels at 800.852.5316.
Take Your Credit Know-How to the Next Level
Credit Card Basics
Elevate your financial well-being and explore the ins-and-outs of credit cards. Our credit cards basics guide will teach you how to compare credit card offers, how to pay off your balance and what your rights are as a consumer.
Credit Scores and Reports
If you’re beginning to build credit or trying to improve your credit score, take a look through our guide to credit scores and reports. We’ll cover everything from how your credit score is calculated to tips on improving or maintaining your score.
