Skip-A-Pay

Penguin sledding to skip-a-pay

Slide Into the Holiday Season Stress Free 

The holiday season is all about joy, family and celebrating – so why not make it a little easier on your wallet? With Skip-A-Pay you can take a breather and enjoy the festivities without worrying about your upcoming loan payment. From November 1 – January 31, you can choose to “skip” a qualifying loan payment for a small fee. Sign up for Skip-A-Pay and enjoy the season to its fullest. It only takes a few clicks!

How it works

  1. Sign up at least 5 days before your loan payment is due* 
  2. Pay just $35 to skip any qualifying loan payment between November 1 and January 31** 
  3. Enjoy a stress-free holiday season 

Explore More

The holidays can be hectic. Here are some resources to help lighten the load! Don’t let the hustle and bustle stress you out, and use the cash you keep for what matters most this season. 

LOOKING FOR A SIGN?

Free appraisal through 12/31

You’ll save when your finance your home loan with Horizon Credit Union. Now through 12/31, we’ll cover the cost of your appraisal for new purchases and refinances!* This sweet deal could save you hundreds of dollars that you could put towards furniture, moving expenses or whatever you want.  

*OAC. Horizon will cover the cost of an appraisal, if one is needed, for new purchase and refinance home loan applications received now through 12/31/24. Membership fee and restrictions may apply.

*This Skip-A-Payment request can only be accepted online. If you do not have online access, please visit your local branch for assistance. If you are experiencing financial difficulties due to hardship, please contact us by phone or visit your local branch as you may qualify for other options. 

**Participation in Skip-A-Payment requires a $35 fee per loan due at the time of request and acceptance of agreements. Home loans, lines of credit, Visa credit cards, first time loan payments, business loans and loans that have had a loan modification since 2/1/2024 are not eligible. Other restrictions may apply.