Loan Payment Options
You’ve Got Choices When Making Loan Payments
Our convenient payment options make it easy to pay your loan online! Whether you prefer to make loan payment from a Horizon account, from another financial institution or the old-fashioned way via mail, choose which option works best for you!
![Image of a laptop](https://www.hzcu.org/wp-content/uploads/2022/11/Web_Horizon_LoanPayment_1022-03.png)
Pay from a Horizon Account
To make a payment, log in to online banking and transfer from your checking or savings. You can make one-time payments or set up a recurring payment, so each month your payment automatically transfers on the day you choose.
Need help? Give us a call at 800.852.5316 and we’ll be happy to get you set up!
Pay from Another Financial Institution
![Mouse Icon](https://www.hzcu.org/wp-content/uploads/2022/11/Icon_StatusPage_Mouse-e1667418449844.png)
Enroll in oPay
When you enroll in oPay, you have several convenient payment options to choose from. You can:
- make your payment from a checking account at nearly any financial institution
- store multiple accounts to make payments from, view payment history, schedule multiple loan payments and more
To get started you will need:
- Routing number of the financial institution you are pulling the payment from*
- The account number of the account you’re pulling the payment from*
- Your Horizon member number
- The 3 digit Horizon loan number
* You can usually find these on the bottom of your check.
![Calendar Icon](https://www.hzcu.org/wp-content/uploads/2022/11/Generalpage_Icon_EarlyDays_Calendar-e1667418048993.png)
Auto Pay
Choose this option so you pay the minimum payment on the day it’s due.
Set it and forget it!
![Thumbs-up Icon](https://www.hzcu.org/wp-content/uploads/2022/11/Servicespage_Icon_DebitCards_Card-e1667418507863.png)
Recurring Payment
If you want to round up your payment or choose a more convenient payment date, select the recurring payment option.
Select the date you want to pay each month and how much you want to pay. You’re set from there!
![Calculator Icon](https://www.hzcu.org/wp-content/uploads/2022/10/Homepage_Icon_CalculatorsTools_Calculator-e1667253964348.png)
One-Time Payment
You can make a single payment at any time.
Debit Card Payments
You can also choose to make a loan payment with your debit card without enrolling in oPay. You’ll pay a fee of $7.95 with each debit card payment.
To make a debit card payment you’ll need:
- Your Horizon member number
- Your 3-digit loan number
- Your 5-digit zip code
- Your debit card information
To get started visit the oPay website and select Pay with Debit Card.
![Image of a Horizon debit card](https://www.hzcu.org/wp-content/uploads/2024/05/Debit.webp)
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Mail Your Payment
Send your payment to:
Horizon Credit Union
PO Box 15128
Spokane Valley WA 99215