Loan Payment Options
You’ve Got Choices When Making Loan Payments
Our convenient payment options make it easy to pay your loan online! Whether you prefer to make loan payment from a Horizon account, from another financial institution or the old-fashioned way via mail, choose which option works best for you!
Pay from a Horizon Account
To make a payment, log in to online banking and transfer from your checking or savings. You can make one-time payments or set up a recurring payment, so each month your payment automatically transfers on the day you choose.
Need help? Give us a call at 800.852.5316 and we’ll be happy to get you set up!
Pay from Another Financial Institution
Enroll in oPay
When you enroll in oPay, you have several convenient payment options to choose from. You can:
- make your payment from a checking account at nearly any financial institution
- store multiple accounts to make payments from, view payment history, schedule multiple loan payments and more
To get started you will need:
- Routing number of the financial institution you are pulling the payment from*
- The account number of the account you’re pulling the payment from*
- Your Horizon member number
- The 3 digit Horizon loan number
* You can usually find these on the bottom of your check.
Auto Pay
Choose this option so you pay the minimum payment on the day it’s due.
Set it and forget it!
Recurring Payment
If you want to round up your payment or choose a more convenient payment date, select the recurring payment option.
Select the date you want to pay each month and how much you want to pay. You’re set from there!
One-Time Payment
You can make a single payment at any time.
Debit Card Payments
You can also choose to make a loan payment with your debit card without enrolling in oPay. You’ll pay a fee of $7.95 with each debit card payment.
To make a debit card payment you’ll need:
- Your Horizon member number
- Your 3-digit loan number
- Your 5-digit zip code
- Your debit card information
To get started visit the oPay website and select Pay with Debit Card.
Mail Your Payment
Send your payment to:
Horizon Credit Union
PO Box 15128
Spokane Valley WA 99215